Reading financial documents
with more clarity
Small-cohort reading groups and discussion workshops on CPF structures, household cashflow, and the correspondence that arrives in every Singapore home.
Three reading programmes,
plainly structured
Singapore Retirement Schemes Reading Group
A structured reading group working through publicly available documentation on CPF Life payout structures, Retirement Account formation, SRS contribution frameworks, and public-sector annuity options. Sessions are facilitated, educational, and discussion-led.
- Weekly sessions, cohort of fourteen
- Printed reference binder included
- Vocabulary card and scheme glossary
- No product recommendations offered
Household Budget Reading Workshop
A weekend workshop on the vocabulary and structure of household cashflow — income mapping, expense categorisation, and the questions worth asking as a household enters a new life stage. Discussion-led, educational in scope.
- Small group format, 8–12 participants
- Printed structured workbook
- Digital spreadsheet template
- Reflection circle access
Personal Document Reading Circle
Six sessions reading the documents that arrive in a Singapore household — bank statements, CPF correspondence, insurance annual statements, mortgage paperwork, and employer benefit documentation. Focus is on language, structure, and standard sections.
- Sample document reader (printed)
- Vocabulary booklet and glossary card
- Facilitated, structured discussion
- Educational scope, no advice offered
What makes the difference
Plain-language facilitation
Each session uses plain English throughout. Participants leave with the vocabulary to read official documentation on their own terms.
Small, considered cohorts
No large lecture rooms. Every programme is deliberately kept to a small group so discussion stays substantive and participants can ask their own questions.
Clearly educational scope
Estrelva programmes are reading and discussion groups. No product recommendations, no financial advice, no regulated services. The scope is kept clear from the outset.
Printed reference materials
Every programme includes printed materials — binders, workbooks, vocabulary cards — that participants take home and consult at their own pace.
Singapore-specific content
All reading material is drawn from Singapore public-sector documentation — CPF Board, MAS, HDB — relevant to residents navigating the local landscape.
Programmes built for 40+
The pace, the format, and the document selection reflect the questions that surface in mid-life — retirement horizon, household transition, and the paperwork that follows.
A reading programme at your own pace
Cohort sizes are small by design. If you would like to be considered for an upcoming programme, send us your details and we will be in touch with the schedule.
Common questions
What exactly happens in a reading group session?
Are these programmes considered financial advice?
How do I register for a programme?
Where do sessions take place?
What is the refund policy if I cannot attend?
What prior knowledge is needed to join?
How much do the programmes cost?
Is my personal information kept private?
Our Reading Room
6 Shenton Way, #18-08, OUE Downtown, Singapore 068809
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Contact Details
6 Shenton Way, #18-08
OUE Downtown
Singapore 068809
Monday – Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 1:00 pm
Sunday & Public Holidays: Closed
Estrelva programmes are discussion-led and educational in scope. We do not offer financial advice or regulated services. Session places are limited; early enquiry is recommended.